This section provides the answers to questions frequently posed by consumers. For specific questions concerning your specific needs, contact an insurance broker.

General Questions

• Do you sell insurance?
• How do I become an insurance broker?
• How do I find an insurance broker?
• What is the difference between an insurance broker and an insurance agent?

Questions Relating to Automobile Insurance

• What do I need to get an insurance quote?
• Auto Special Coverage : Am I covered ?

Questions Relating to Home Insurance

• How do I choose the right policy for my home ?
• How does my policy really work ?
• Does having a home business affect my insurance ?
• Do I need extra coverage for high-value items ?
• What do I do if my home is unoccupied ?

Questions Relating to Business Insurance

• Who needs business insurance ?
• How can I reduce the risk in my business ?
• What extra coverage should I be aware of ?

General Questions

Do you sell insurance?
No. We are the national trade association that represents property & casualty insurance brokers across Canada. To find an insurance broker in your area, click here.

How do I become an insurance broker?
In Quebec, insurance brokers must have a permit in order to exercise their profession. Visit our section Training - Access to the profession or contact the Chambre de l'assurance de dommages (CHAD).

How do I find an insurance broker?
Word of mouth is often the best source. Ask a friend, a neighbour or a co-worker if they can recommend a broker. Or click on our broker locator.

What is the difference between an insurance broker and an insurance agent?
An agent works for one company and can only offer you the products of that company. An insurance broker has access to the products of several insurance companies and can find the best combination of coverage, price and service. In other words, an insurance broker works for you.

Questions Relating to Automobile Insurance