Tailor-made for brokers, Intact Insurance's program offers coverage for all situations in which you could be sued by a third party for something you did. The program was recently enhanced and improved.

For example, Intact has reduced and/or eliminated the need for additional riders, which means that your policy can now be managed much more easily using a single new rider. Intact's flexible solution includes coverage extensions in the same document thanks to the following key protections:

• Additional coverage amount in the event of exhaustion (Guarantee A)
• Extension for pollution-related damages and defense costs for directors and officers
• Reimbursement of fines paid or statutory penalties
• Liability guarantee for directors and officers with respect to criminal charges following employee industrial accidents
• Extension – civil liability for third-party employment practices
• Guarantee for workplace violence costs
• Guarantee for crisis management
• Guarantee for assessments of the merits of derivative action
• Guarantee for salaried lawyers
• Guarantee for external directors
• Guarantee for pension plan constituents
• Guarantee period limited to previous acts
• Liberalization clause

Why is civil liability insurance for directors and officers so important?

Because we often think it can only happen to someone else! But many different situations out of your control could end up being problematic.

For further information, please contact:

Richard Giroux, Certified Insurance Broker
Director, RCCAQ Insurance
Email: rgiroux@rccaq.com
Phone: (450) 674-6258, ext. 235

Nadia Karam, Insurance Broker
Email: nkaram@rccaq.com
Phone: (450) 674-6258, ext. 224