Latest News

May 30, 2019 Brokers well represented in Ottawa
An RCCAQ delegation headed to Ottawa on May 28 to represent brokers during discussions with federal MPs. As in past years, the RCCAQ joined forces with the other provincial associations for Parliament...
May 24, 2019 Defending Quebec brokers' interests from Quebec to Ottawa
On May 15, RCCAQ members had the opportunity to discuss a variety of issues with members of Quebec's National Assembly and political staffers on Parliament Hill in Quebec City while raising their awareness...
April 12, 2019 Regional tour update
The first meeting of the RCCAQ's regional tour was held on April 4 in Boucherville, with over 30 brokers in attendance. The event began with a presentation by executive director Éric Manseau on the RCCAQ's...
March 28, 2019 2019-2020 Quebec budget: RCCAQ meets with government officials
RCCAQ members were represented at the reception for the 2019-2020 provincial budget, which was held last week (March 21) in Quebec City. Éric Manseau, executive director of the RCCAQ, and Sylvain Turgeon,...
March 1, 2019 2019-2020 Quebec budget: RCCAQ submits position paper
Prior to the tabling of its 2019-2020 budget, the Quebec government recently engaged in a round of pre-budget consultations. Against that backdrop, the RCCAQ submitted a position paper including various...
December 13, 2018 Online insurance sales: RCCAQ files position paper with the AMF
The AMF consultation on alternative distribution methods (online insurance sales and distribution without certified representatives) concluded on December 10. In keeping with its active role in discussions...
November 16, 2018 RCCAQ attends the AMF Rendezvous
On November 19, the RCCAQ will be taking part in the AMF's 2018 Rendezvous at Montreal's trade and convention centre (Palais des congrès). This will provide another opportunity to discuss various topics...
November 16, 2018 Patrice Pouliot: new RCCAQ chair
During the RCCAQ's 45th annual convention, the attendees had a chance to listen to Patrice Pouliot, the RCCAQ's new chair, discuss various major upcoming issues for brokers. Mr. Pouliot emphasized the...
October 19, 2018 New IBAC management team
The Insurance Brokers Association of Canada (IBAC) is pleased to present the members of its executive committee and board of directors for 2018-2019. Scott Treasure of Edmonton, Alberta was appointed...
September 6, 2018 New Bipper symbol: coming soon!
Created 30 years ago, the Bipper symbol has been updated to give it a more modern look while retaining its dynamic trust-based message. The unveiling of the new logo this week will be followed by the launch...
September 6, 2018 Bertrand Rouault appointed business development director
We are pleased to announce the appointment of Bertrand Rouault as the RCCAQ's new business development director. Mr. Rouault will be playing an active role in recruiting new brokerage firms, in addition...
June 14, 2018 Bill 141 is adopted
After three years of work and consultation, the review of the Act respecting the distribution of financial products and services wrapped up on June 13 with the adoption of Bill 141 by Quebec's National...
June 8, 2018 Brokers visit Ottawa to make your voices heard!
A delegation of IBAC representatives, joined by RCCAQ members, traveled to Parliament Hill in Ottawa on May 29 to meet with elected officials and federal government representatives. Various topics were...
June 8, 2018 Bill 141: provincial government decides
The public finance committee's detailed review wrapped up on June 6 with the withdrawal of the provisions concerning the repatriation of the Chambers' powers (CHAD/CSF) to the Autorité des marchés financiers...
June 7, 2018 Bill 141: amendments adopted for brokerage firms
    Since Bill 150 was tabled, the RCCAQ has worked tirelessly to ensure that the provisions concerning brokers' role and the rules governing firm ownership will be beneficial to all stakeholders...
May 17, 2018 A broker is a reassuring presence!
The RCCAQ will be adding a page to its website in order to demystify the role of insurance  brokers in consumers' eyes. In addition to explaining brokers' unique advisory skills, the website will include...
May 17, 2018 Entrepreneurs, take charge of your future!
Brokerage firms are operating in an industry in which the rules are about to be changed. The sector is now at a crossroads. As entrepreneurs, you can imagine what would happen to brokerage firms if no...
May 2, 2018 Contingent commissions and the Bank Act are among our central concerns
The RCCAQ is primarily focused on supporting brokers by defending your interests in dealings with decision makers. Our industry is currently facing a number of major issues, including contingent commissions...
April 11, 2018 Éric Manseau appointed executive director of the RCCAQ
The Regroupement des cabinets de courtage d’assurance du Québec (RCCAQ) announces the appointment of Éric Manseau as its new executive director. With a bachelor's degree in political science from...
February 21, 2018 Online insurance sales: a looming disaster
In conjunction with the detailed review of Bill 141, the Regroupement des cabinets de courtage d’assurance du Québec (RCCAQ) would like to emphasize the importance of protecting consumers' financial...
February 14, 2018 Insurance sales reinvented
Christopher Johnson, RCCAQ chair, will be one of the panellists at the roundtable on the topic of "Insurance sales reinvented: distribution channels are opening up and intermediary statuses are changing!...
January 31, 2018 RCCAQ submits position paper on Bill 150
In connection with the parliamentary committee studying Bill 150, the RCCAQ submitted a position paper including various recommendations. Here is a summary of our comments to lawmakers on January 30. ...
January 24, 2018 Bill 150: RCCAQ to appear before a parliamentary committee
The RCCAQ will be on Parliament Hill to make your voices heard! In this instance, we will be appearing before the public finance committee, which will be holding hearings on January 30 and February 6 in...
January 19, 2018 Bill 141: Consumer protection is the RCCAQ's top priority
To mark the conclusion of the parliamentary committee's review of Bill 141, the Regroupement des cabinets de courtage d’assurance du Québec (RCCAQ) reiterates the need to protect consumers' financial...
January 17, 2018 Louise Mathieu returns to the RCCAQ's board
We are pleased to announce the appointment of Louise Mathieu, vice-president at Lussier Dale Parizeau, to the RCCAQ's board of directors. Ms. Mathieu is returning after having been a board member for...
December 13, 2017 Recommendations on a major piece of legislation
The RCCAQ has reiterated the importance of reviewing the Act respecting the distribution of financial products and services (which regulates professional insurance brokers) and welcomes the provincial...
December 7, 2017 Bill 141: RCCAQ submits its position paper
The Bill 141 hearings kick off on December 7 in Quebec's National Assembly, and the RCCAQ will be there to represent your interests. We will also be submitting a position paper, including a number of recommendations....
November 24, 2017 Guy Parent will be leaving his position as Executive Director of the RCCAQ.
Dear Members, It is with some regret that I inform you that Guy Parent will be leaving his position as Executive Director of the RCCAQ. After more than 4 years of defending the interests of insurance...
November 23, 2017 RCCAQ convention in summary
Various activities were held during the recent convention, which drew a wide range of brokerage industry stakeholders. Here is a brief summary, which will be followed by a more detailed article in the...
November 23, 2017 Dealing with change
I am honoured to take over the helm as RCCAQ chair. At this time, the brokerage sector is undergoing a number of major changes. Even though the challenges facing our industry are of concern to many of...
October 5, 2017 ARDFPS: draft legislation is finally introduced
  Dear RCCAQ members: Two years following the provincial government's consultation on the review of the Act respecting the distribution of financial products and services (ARDFPS), Quebec's finance...
September 25, 2017 The RCCAQ supports the finance minister and calls for Bill 188 to be tabled this fall
Longueuil, September 21, 2017 – Reiterating its support for the finance minister, the Regroupement des cabinets de courtage d’assurance du Québec (RCCAQ) calls for Bill 188 concerning the distribution...
September 20, 2017 Incentives: the RCCAQ will be submitting a position paper
An advisory committee made up of RCCAQ members and the organization's permanent staff met on September 18 to discuss the consultation launched by the AMF. It should be noted that this consultation concerns...
August 30, 2017 Consultation on condo insurance
Following the condo insurance consultation launched on July 14, the RCCAQ submitted its observations in a letter to Carlos J. Leitão, Quebec's minister of finance. All in all, the RCCAQ supports the recommendations...
August 9, 2017 RCCAQ Insurance: client satisfaction!
With a view to meeting our members' needs, RCCAQ Insurance conducted a survey on the services and products we offer. We are pleased to note that our efforts are exceeding your expectations! Consult the...
July 26, 2017 Conflicts of interest associated with incentives - consultation
In a recent bulletin, the AMF published a reflection document concerning the management of conflict-of-interest risks associated with incentives. This document is designed to lead to deeper reflection...
July 19, 2017 Consultation on condo insurance
Quebec's finance ministry will be consulting with individuals who would like to express their opinions on enhancements to the rules governing condo insurance in Quebec. The consultation process, which...
July 5, 2017 Thanks for showing your solidarity!
The RCCAQ's membership renewal campaign came to an end on June 30 and our members made a strong show of solidarity. When renewal time comes around, brokers clearly understand the importance of strength...
June 21, 2017 Bill 188 to be tabled in September
Despite finance minister Carlos Leitão's high hopes, Bill 188 was not introduced on June 16. Mr. Leitão raised the possibility of tabling the legislation in early September. Meanwhile, the RCCAQ team...
June 21, 2017 Electronic communications: support for the IBAO
The Insurance Brokers Association of Ontario (IBAO) recently issued a press release in which it asked insurers with online service portals to ensure that IBAO-affiliated brokers remain the primary vehicle...
June 7, 2017 RCCAQ membership: brokers are demonstrating their commitment
Insurance firms are demonstrating their commitment to the industry by maintaining their RCCAQ membership. The RCCAQ is pleased to note that its members are fully aware of how much we are doing to safeguard...
May 31, 2017 Parliament Hill Day 2017
An RCCAQ delegation was in Ottawa on May 30 to speak with our elected officials about issues affecting brokers. The Bank Act was among the priority agenda items at these meetings. Quebec brokers in attendance:...
May 10, 2017 E-docs save brokers $22 million
Brokers have saved over $22 million by using the electronic document offered by our partner, the Centre for Study of Insurance Operations (CSIO). In 2016, over 23 million e-docs in the personal and commercial...
May 10, 2017 Flooding: what to tell your clients
Information to share with consumers is available here: • The flooding that has hit several Quebec regions in the past weeks has raised a number of questions about available insurance coverage for flood...
May 3, 2017 One regulator for brokers?
During a review of the Finance Ministry's 2017-2018 budget appropriations, finance minister Carlos J. Leitão announced that he wished to bring Quebec's Chamber of Financial Security (CSF) and Chamber...
April 26, 2017 News on Bill 188
The RCCAQ met with finance minister Carlos J. Leitão (at the left of the picture) during the MNA lunch organized by Véronyque Tremblay, who represents the riding of Chauveau.   The RCCAQ's Patrick Bouchard...
April 12, 2017 Calling all trainers!
The RCCAQ is seeking commercial insurance trainers! Come and join our team of experts who strive to offer insurance brokers a wide range of custom-tailored training. We are looking for people with expertise...
April 12, 2017 Filled positions = happy brokers!
On March 31 and April 1, 5 and 6, the RCCAQ took part in various job fairs attended by the brokers of the future! A total of 12 brokers accompanied us to offer the participants information on vacancies...
April 5, 2017 Kathleen Ann Rake named Insurance Woman of the Year
RCCAQ chair Kathleen Ann Rake was recently presented with the Mildred Jones Award as Insurance Woman of the Year by the Montreal Association of Women in Insurance (AFAM). This honour recognizes the efforts...
April 5, 2017 Provincial budget and insurance sector impacts
On March 28, the Quebec government unveiled its 2017-2018 budget. Which provisions concern our sector? The RCCAQ has prepared this overview of certain aspects that could have an impact on your business!...
March 22, 2017 When the walls come tumbling down...
La Presse + recently published a multi-article report on insurance for homes under construction. The report quotes various insurance experts (including Christopher Johnson, RCCAQ's Senior Vice-President)...
February 15, 2017 Please send us your job listings!
The RCCAQ and the Quebec City regional committee will be attending the job fair in Quebec City on March 31 and April 1. As an RCCAQ member, you can use this opportunity to promote your firm among the next...
February 15, 2017 Auto dealers penalized
The illegal practices reported by the RCCAQ did not go unheard. On February 10, the AMF announced that fines totalling $92,500 had been imposed on eight auto dealerships. According to the AMF's press...
January 16, 2017 AMF addresses the RCCAQ's concerns
Thanks to the RCCAQ's efforts, Quebec's Autorité des marchés financiers (AMF) will now be advising brokerage firm managers whenever certified employees are sent a renewal notice for their insurance certificate....
November 16, 2016 Bill 188: RCCAQ welcomes Carlos J. Leitão's announcement
The RCCAQ welcomes this week's announcement by Quebec's finance minister, Carlos J. Leitão, concerning the decision to bring regulatory powers back under the auspices of a single organization. After...
October 19, 2016 ChAD’s professional development: the RCCAQ sets the record straight
On September 22, Quebec's Chamber of Damage Insurance (CHAD) published an editorial (Une formation continue et adaptée à la réalité) by Jannick Desforges, Director of Institutional Affairs and Compliance....
October 4, 2016 Cyber-risk training: protect your clients!
According to recent media reports, nine out of 10 companies have fallen victim to cyber-attacks. This statistic reflects a growing problem. Jean-Philippe Racine, president of CyberSwat Group, is sounding...
October 4, 2016 Mergers and acquisitions: lots of movement
According to the Journal de l'Assurance, nearly 75 M&A transactions were recorded in the brokerage sector over the past three years. So far this year, 30 transactions have been completed. Following...
February 29, 2016 AUTO DEALERSHIPS CHARGE MORE THAN TWICE AS MUCH
LONGUEUIL, FEBRUARY 29, 2016 - As the buying season gets into full swing, a number of car owners will no doubt end up purchasing replacement insurance from auto dealerships. According to Quebec's financial...
January 27, 2016 Advisory services for online purchase of Insurance: RCCAQ reacts favorably to AMF statement
Here is a summary of the press release issued on January 26 THE RCCAQ SUPPORTS THE AMF'S POSITION ON THE ROLE OF CERTIFIED ADVISORS IN ONLINE INSURANCE SALES LONGUEUIL, January 26, 2016 - The Regroupement...
January 27, 2016 In the AMF's own words: "The Internet is no replacement for sound advice."
As part of concerted efforts to promote certified representatives' advisory role in online insurance sales, the RCCAQ issued a press release yesterday (Jan. 26). Our comments were reported by various...
January 13, 2016 Quebec City regional committee in action
The committee thanked all the participating brokers and handed out certificates to the students at a reception held just before the holidays. We are very grateful to the students and to the brokers from...
December 2, 2015   To help your clients get prepared, for climate change
Please encourage them to :  Identify the risks they face in Quebec Put together an emergency plan (only takes 20 minutes!) Prepare an emergency kit  
December 2, 2015 Climate change: IBC seeks to prevent flooding
According to Don Forgeron, President and CEO of the Insurance Bureau of Canada (IBC), "Extreme weather events caused by climate change have become more frequent and more intense." The annual economic...
December 2, 2015 Extreme weather: Intact Insurance and the University of Waterloo join forces
The Globe & Mail reported on Monday (Nov. 30) that the management of Intact Assurance and a research team from the University of Waterloo will be meeting in Toronto this week to launch the Intact Centre...
October 7, 2015 Financial aid for training and hiring: the RCCAQ is counting on your growth!
Investing and saving seldom seem to go hand in hand... But if you're looking for ways to optimize your training costs or would simply like to pay a little less when hiring your next employee, please know...
September 30, 2015 RCCAQ submit a brief on the review process for Bill 188
The Regroupement des cabinets de courtage d’assurance du Québec (RCCAQ) recently submitted a brief on the review process for Bill 188, which regulates the distribution of financial products and services....
September 17, 2015 2015-2016 training catalogue is available!
The RCCAQ's training/consulting catalogue is back for the third year in a row. It was produced in collaboration with the IADQ. Once again this year, the RCCAQ and the IADQ are placing great importance...
September 16, 2015 Warranty or insurance?
The RCCAQ has uncovered another reason why Bill 188 (An Act respecting the distribution of financial products and services) should be reviewed, particularly as regards the distribution of financial products...
September 9, 2015 RCCAQ issues consumer warning
Following the announcement of a cooperation agreement between Intact and Uber, the RCCAQ would like to remind consumers taking part in UberX services that, despite the solutions supposedly provided by...
September 3, 2015 Junior Broker Distinction Award
The Junior Broker Distinction Award is back! If you are under 35 years of age and are working as an insurance broker for an RCCAQ-member firm, please feel free to submit an application. The award is...
September 2, 2015 Insuring the uninsurable
Some products are hard to insure. That's why we have "substandard" insurers. In fact, more than 99% of needs are insurable—you just need to know where to look! In an interview with Les Affaires magazine,...
July 17, 2015 Bill 188: the RCCAQ will submit a memorandum in the fall
Following the publication of the Quebec finance ministry's report on enforcing the Act respecting the distribution of financial products and services, the RCCAQ set up a committee tasked with drafting...
June 16, 2015 Bill C-691 and family transfers of brokerage firms
To defend the interests of brokerage firms and to ensure their future viability, we voiced support for Bill C-691, which was tabled on June 11 by Liberal MNA Emmanuel Dubourg. This legislation seeks...
June 16, 2015 Bill 188: the RCCAQ will remain on the front lines to defend our brokers interests
On June 12, Quebec's finance ministry issued its report on the application of the Act respecting the distribution of financial products and services (Bill 188). We are pleased that the government has...
June 8, 2015 RCCAQ's regional tour
Our team recently held meetings with brokers in Blainville, Gatineau, Beauceville and Chicoutimi. These meetings gave us fresh insight into key issues for brokers and insurance firm managers in these...
June 8, 2015 IBAC's Parliament Hill Day
A delegation of RCCAQ representatives and brokers from other provincial associations met with elected officials in Ottawa on June 2 to raise awareness of consumer protection. The RCCAQ took the opportunity...
June 2, 2015 Condo committee: initial meeting
The RCCAQ has set up a condominium committee made up of concerned stakeholders. This group of brokers, insurers, condo managers and a legal specialist met for the first time on May 8. The meeting provided...
May 22, 2015 Fighting on your behalf
As brokers, you have a variety of work-related concerns. And because you look ahead, you are no doubt worried about various threats that could jeopardize the medium and long-term success of your business....
May 22, 2015 Key performance indicators
What are the key indicators enabling you to measure your firm's performance? We have joined forces with the CSIO to provide you with new tools! To remain competitive and profitable, brokerage firms must...
May 15, 2015 RCCAQ arranges meetings in various regions of Quebec
What would you like us to do to support you better? And most importantly, how do the key issues we're working on relate to your business? We have arranged a series of meetings/ receptions in various...
May 15, 2015 Courmark: created by and for brokers
Benefit from a range of custom-tailored products: • Professional liability insurance: errors and omissions (E&O) • Civil liability insurance:  directors and officers (D&O) • Group insurance...
May 15, 2015 What are your annual dues used for?
Your annual dues allow us to fulfil our mission, which means promoting and defending your socioeconomic interests. Here is how they break down. Regarding the reprensentation part: crucial issues for...
May 5, 2015 Quarterly P&C outlook report
MSA Research Inc., Canada's leading provider of insurance analytics, recently issued its latest quarterly P&C outlook report. The new issue covers the following topics: * Year-end 2014 * Fourth-quarter...
April 17, 2015 Broker 101/102: accessing professional opportunities
Do you think you've found a budding insurance professional among your employees or colleagues? Be sure to tell them about the opportunities associated with being a broker! The RCCAQ has been offering...
April 14, 2015 Online sales and telematics: concern about your policyholders
We were disappointed by a number of recent official positions taken by the AMF with respect to online sales and telematics. We discuss these issues during an interview available for consultation in the...
April 13, 2015 RCCAQ and the Boucherville career fair
The RCCAQ team (Catherine Rioux, training manager & Charlotte Leyre, training coordinator), joined by various member brokers, will be attending the career and professional development fair, which will...
April 7, 2015 F.P.Q. N° 5: RCCAQ on TVA Argent
During an interview with "TVA Argent" (French-language money channel), RCCAQ chair Vincent Gaudreau once again informed consumers about the questionable practices engaged in by certain auto dealers. You...
March 25, 2015 PRESS RELEASE - driver of the Quebec economy and a creator of high quality jobs
Longueuil, March 25, 2015 – A study on the brokerage insurance industry in Quebec, sponsored by BMO Bank of Montreal and carried out by the firm Raymond Chabot Grant Thornton on the initiative of the...
March 24, 2015 RCCAQ creates a condominium committee
The RCCAQ is in the process of creating a condominium insurance committee made up of various stakeholders concerned by related issues. According to RCCAQ chair Vincent Gaudreau, "Brokers find themselves...
March 23, 2015 Proposed modifications to CHAD's continuing education regulations: two major gains
In January, the RCCAQ voiced its opposition to the proposed modifications to CHAD's continuing education regulations. Under these modifications, you would have paid up to 40% more for your professional...
March 20, 2015 Downloadable F.P.Q. 5 pamphlet
Download this informative pamphlet on replacement insurance and distribute it to your insureds. It provides useful information on this issue and will help your clients to avoid the trap set by certain...
March 20, 2015 Agent vs. brokers: do clients make a difference?
Since brokers have access to multiple insurance companies, they can offer coverage tailored to the needs of their insureds. In contrast, an insurance agent works for a single company. This difference...
March 12, 2015 RCCAQ at Rendez-Vous Quebec
The RCCAQ team will be present (Wednesday, April 29, 2015)  at this networking activity, which is geared towards brokers. Catherine Rioux, Director of Training and Consulting Services, will be presenting...
March 12, 2015 5 services to boost your career and your firm
Broker 101/102, web training, onsite training, consulting and needs analysis: you'll easily find whatever you need on our brand new website, which is designed to help you to complete your professional...
March 2, 2015 2015 Parliament Hill Day
A delegation made up of RCCAQ representatives and brokers met in Quebec City on February 25 (Parliament Hill Day) with members of the National Assembly to raise their awareness of consumer protection in...
February 20, 2015 RCCAQ on TVA Argent
TVA Argent recently discussed the issue of auto dealers with RCCAQ chair Vincent Gaudreau. Mr. Gaudreau welcomed the AMF's recent actions, including the penalties imposed on nine auto dealers, and reaffirmed...
February 20, 2015 Let's denounce illegal practices!
Let's denounce illegal practices! Following recent developments in this regard, the RCCAQ would like to remind you that the battle is not yet over. We encourage you to denounce all questionable practices...
February 16, 2015 The RCCAQ launches ADOBE CONNECT, a new online training platform
Always on the lookout for helpful new tools for brokers, the RCCAQ has developed an accessible platform that's easy to connect to. One thing that makes this new platform unique is that you no longer...
February 16, 2015 PRESS RELEASE - Replacement insurance: AMF begins penalizing auto dealers found to be breaking the law
Longueuil, February 16, 2015 – Quebec's Autorité des marchés financiers (AMF) announced today that it would be imposing fines on nine auto dealers found to have been engaging in illegal practices to...
February 16, 2015 Your compliance PDUs could end up costing you up to 40% more money!
On December 4, 2014, ChAD submitted a set of proposed amendments to the mandatory continuing education provisions. The RCCAQ notes that this proposal could drive up costs for firms in connection with employee...
February 10, 2015 Meet your colleagues: brokers' lunches
Every Wednesday, you have a chance to network with your colleagues at lunches organized by various groups of brokers. Contact the event planner to attend these lunches. 1st Wednesday of the month Courtiers...
February 10, 2015 RCCAQ interview on Radio-Canada
The RCCAQ was recently interviewed by Radio-Canada's Quebec City bureau about the SAAQ's recent telematics announcement.  Vincent Gaudreau, RCCAQ's Chair, responded to Bruno Savard's questions. Here...
February 10, 2015 Telematics: RCCAQ interview in Le Soleil
Le Soleil newspaper recently interviewed the RCCAQ on the subject of telematics. The RCCAQ reiterated its position calling for better protection of personal information. Click here to read the article....
February 4, 2015 New AMF guidelines for E&O insurance holders
Over the past few years, Courmark has sent its clients' errors and omissions insurance certificates directly to the AMF at policy renewal time. However, the AMF has asked Courmark to stop sending in...
February 4, 2015 RCCAQ meets with Courtiers Unis
On January 27, RCCAQ chair Vincent Gaudreau and general manager Guy Parent met with the members of Courtiers Unis and presented the main initiatives on which the RCCAQ is currently working. The issues...
February 4, 2015 IBAC board meeting and CEO Day
The board of directors of the Insurance Brokers Association of Canada (IBAC) held its latest meeting on January 25 in Toronto. Three RCCAQ representatives (observers Guy Parent and Patrice Pouliot and...
January 27, 2015 Meeting with the Consumer Protection Office
On January 23, RCCAQ executives meet with officials at Quebec's Consumer Protection Office (OPC) to discuss questionable practices by some auto dealers.  This meeting aimed to raise the OPC's awareness...
January 27, 2015 Sales tax increase for auto insurance: steps to follow for unhappy clients
The sales tax increase for auto insurance premiums (rising from 5% to 9%) has raised concerns among a number of brokers and particularly their clients. If this applies to you, please ask your clients...
January 27, 2015 Quebec Hill Day
At the RCCAQ's initiative, a delegation of brokers from various regions of the province will be in Quebec City on February 25 to meet with government representatives. On the agenda will be a series of...
January 16, 2015 Proposed amendments to the Regulation respecting the compulsory professional development of the Chambre de l'assurance de dommages (CHAD)
The RCCAQ, the Quebec Association of Direct Insurers (CADD) and the Quebec Association of Independent Claims Adjusters (AESIQ) recently expressed their disagreement to the Chamber of Damage Insurance (CHAD)...
January 14, 2015 Collecting and remitting the 9% tax on auto insurance premiums: easing of tax rules
Dear RCCAQ members: Last December, the RCCAQ, the Insurance Bureau of Canada (IBC) and insurance industry representatives made various representations aimed at briefing the finance minister on the impacts...
December 19, 2014 Sales tax increase for auto insurance
More information (for members only)
December 4, 2014 Economic update: impact on brokers
Dear RCCAQ members: We have reviewed the economic update issued last Tuesday (Dec. 2) by Quebec's finance minister, Carlos Leitão. The update raises the tax on auto insurance from 5 % to 9 %. This increase...
November 24, 2014 RCCAQ convention: over 1,000 industry stakeholders reinvented!
The 41st edition of the RCCAQ's annual convention was a resounding success! Over 1,000 insurance brokers, students and other industry stakeholders took part in a wide-ranging program of activities focused...
November 13, 2014 Market positioning tools
Dear Colleagues: Last April, the RCCAQ and CSIO (Centre for the Study of Insurance Operations) pooled their expertise to design a comprehensive operational survey for our members. The goal was to provide...
November 13, 2014 Market share
Dear RCCAQ members According to figures provided in a recent Journal de l'assurance article  (Parts de marché: nouveau recul du courtage en 2013 [Market share: brokerage sector loses ground in 2013]),...
November 5, 2014 Questionable practices by auto dealers
The RCCAQ was recently made aware of a questionable practice engaged in by certain auto dealers: the insurance broker is sent an "Official Undertaking" signed by the insured. The document reads as follows:...
November 5, 2014 Provisional confirmation of automobile insurance
Following some recent comments by members, it appears that auto dealers are exploiting the provisional confirmations of automobile insurance you provide to policyholders when they purchase a vehicle, particularly...
November 3, 2014 Usage-based insurance take-up in Quebec not a real success to date
The Canadian Underwiter wrote an article about the telemetic situation in Québec: ''Quebec is not being as aggressive as Ontario with regard to telematics since the take-up for auto usage-based insurance...
October 24, 2014 RCCAQ attends the IBAO convention
The brokerage industry has changed and the executive committees of the Insurance Brokers Association of Ontario (IBAO) and the RCCAQ have called on brokers to adapt to new market realities. Be sure to...
October 21, 2014 Brokers featured in La Presse and Le Soleil
Two brokers discussed their profession in a special issue focusing on insurance careers. Priscilla Lebeau of La Turquoise and Jean-Sébastien Laberge of Mainguy Assurances et Services Financiers shared...
October 9, 2014 AMF's annual report on financial institutions
Quebec's Autorité des marchés financiers (AMF) recently issued its annual report on institutions. Here are some highlights:  * As regards the P&C insurance sector, the overall financial situation...
October 3, 2014 Improvements to E&O insurance
Swiss Re Corporate Solutions (SRCS) recently announced various improvements to its coverage for brokers who are members of an association (such as RCCAQ) and who subscribe to SRCS's errors and omissions...
September 29, 2014 Tax harmonization – taxable tax credit
As you know, the provincial government instituted a tax credit for insurance firms for the 2013, 2014 and 2015 calendar years. When finance minister Nicolas Marceau's latest budget was adopted by the...
September 26, 2014 IBAC news
Stéphan Bernatchez, CIB, FCIP, was elected president of the Insurance Brokers Association of Canada (IBAC) at the organization's most recent annual general meeting, which was held in Saskatoon on Sep....
September 24, 2014 Sponsorship project
Québec regional committee: Firm/Student Sponsorship Following last year’s success, we are repeating the Firm/Student sponsorship initiative which will take place in the autumn of 2014 with the...
September 19, 2014 Brokerage round table
Last Tuesday (Sep. 16), the Brokerage Round Table held a meeting attended by most of the major RCCAQ-member firms. The purpose of the meeting was to forge tighter communication links and to identify...
September 9, 2014 New email signatures for brokers
To mark the Bipper's 25th anniversary celebrations, the Insurance Brokers Association of Canada has updated its range of email signatures. The RCCAQ is making available to its members (brokerage firms/brokers)...
September 2, 2014 The RCCAQ at the Ministry of Finance
On August 26, the RCCAQ met with Samuel Murray, political attaché to Quebec's finance minister, Carlos Leitão. The purpose of the meeting was to present various issues being addressed by the RCCAQ, including:...
August 26, 2014 Replacement insurance
In a recent interview with Le Journal de l’assurance, RCCAQ chair Jean Bilodeau provided an update on the illegal practices engaged in by some auto dealers. It should be noted that the Autorité des...
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